• Blackburn Road
    Accrington BB5 1SA
  • Call Us:
    01254 231221
  • Mon-Fri: 8.30am-5.30pm
    Sat 8.30am-5pm 
    Sun 10am-3pm
  • +447904133239
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Initial Disclosure Document

Initial Disclosure Document

Initial Disclosure Document 

KD Motorcycles, Blackburn road, Accrington, BB5 1SA

1 The Financial Conduct Authority (FCA) 

The FCA is the independent watchdog that regulates financial services. This document is designed to be given to consumers considering buying certain financial products. You need to read this important document. It explains the service you are being offered.

2 Whose products do we offer? 

We offer a variety of insurance products from a range of insurers. A list of our insurers is available on request

3 Which insurance services will we provide you with? 

We will advise and make recommendations for you after we have assessed your needs Warranties and Mechanical Breakdown insurance.

4 Credit Facilities

We offer a variety of finance products from a limited panel of lenders. A list of our lenders is available on request.

5 What Credit Facilities will we provide you with?

We will advise and make recommendations for you after we have assessed your financial needs and circumstances

6 Remuneration

You are entitled at any time to request information regarding any commission which we have received as a result of arranging your finance. If we do not know the exact amount of commission, we will provide you with the likely amount

7 What will you have to pay us for our services? 

There are no fees for our services

8 Who regulates us?

We are authorised by the Financial Conduct Authority

Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, E14 5HS. Firm Reference Number…661247

You can check this on the FCA’s register by visiting the FCA’s website http://www.fsa.gov.uk/register/home.do

or by contacting the FCA on 0300 500 0597

9 Ownership 

Moto GB Limited has been registered as a limited company since 10th May 2000 and the registered number is 03989635

10 What to do if you have a complaint 

Most complaints can be resolved at the dealership, by the General Manager, Andrew Parkin. If you are not able to settle your dispute with us directly you may be able to refer it to the Financial Ombudsman Service, Exchange Tower, London E14 9SR

11 Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, without an upper limit. For compulsory classes of insurance, insurance advising, and arranging is covered for 100% of the claim, also without any upper limit. The scheme does not cover consumer credit. Further information about the compensation scheme is available from the FSCF on 0207 892 7300 or by visiting www.fscs.org.uk


12 Finance Commissions

KD Motorcycles is regulated by the Financial Conduct Authority (FCA No. 03989635 ). We are a credit broker, not a lender, and can introduce you to a limited number of lenders. We typically receive a fixed or percentage commission from a lender, which we are happy to disclose. All finance is subject to status, terms and conditions apply, UK residents over 18 only, guarantees may be required.